Euroconsumers Invest’s financial advisory services are already benefiting investors around Europe. The Belgian branch of Euroconsumers Invest, Euroconsumers Invest Belgium (ECiB), is a good example.
Following a service agreement between Test-Achats and ECiB, Test-Achats Invest subscribers can have their portfolios analysed up to twice a year at no additional cost.
Test-Achats Invest is a financial product of Test-Achats, the biggest Belgian consumer association.
Starting to invest has no age
This partnership makes professional financial advice accessible to everyone, regardless of age or the size of their investments.
“At ECiB, we believe every portfolio deserves serious attention,” says Doli Nakwalekwenale, Belgium Senior Investment Analyst and Team Coordinator. “Being too young or too old is never a reason to ignore your finances. The earlier you start, the more time you have to build wealth. Even later in life, reviewing your portfolio ensures it remains aligned with your needs.”
ECiB distinguishes itself by offering tailored solutions for each client, avoiding impersonal, one-size-fits-all funds.
How does it work?
Every consultation begins with a detailed conversation about the investor’s situation, objectives and risk tolerance. This information, required by financial regulations, forms the basis for a personalised review conducted by experienced analysts.
“Our clients often ask whether their portfolios are balanced or if they could perform better,” Doli explains. “Others want to know how to integrate cash without disturbing their structure or how to build capital for long-term goals such as buying a home, financing education or supplementing a pension. Whatever the goal, we always look for the solution that best fits their profile.”
Most portfolios reviewed by ECiB include a mix of stocks, funds and ETFs. “We frequently see investors hesitate to take profit or wait too long to act,” he adds. “That’s why we emphasise the value of regular reviews — they help clients make timely and confident decisions.”
The advisory process typically unfolds in three stages. The first meeting gathers all relevant information and clarifies expectations. Then, ECiB analysts perform a comprehensive assessment of existing investments, highlighting strengths and opportunities. Finally, clients receive detailed recommendations they can choose to follow fully, partially or not at all.
Seasoned professionals behind advisory
Depending on the complexity of the case, a professional opinion can usually be issued within five working days. “Our advisors each have more than 20 years of experience,” Doli notes. “This allows us to provide objective, well-founded advice that clients can truly rely on. And don't forget that sometimes clients have more than 150 securities that need to be revalued.”
ECiB’s personalised approach has been met with growing satisfaction. Follow-up consultations help assess the effectiveness of earlier recommendations and adjust strategies as needed. “We want to give each client the means to manage their wealth better,” Doli concludes. “It’s a small effort that can make a big difference.”
Euroconsumers Invest is an investment company that also advises professionals, currently having several investment funds as clients.